Privacy Policy

1. Introduction

At Loan Calculator, we take your privacy seriously. This Privacy Policy explains how we collect, use, and protect your personal information when you use our website. By using our service, you agree to the collection and use of information in accordance with this policy.

2. Information Collection

2.1 Information You Provide

When using our loan calculator, you may input:

• Loan amounts and terms
• Interest rates
• Personal financial information
• Contact information (when using our contact form)

2.2 Automatically Collected Information

We automatically collect:

• IP address and location data
• Browser type and version
• Device information
• Pages visited and time spent
• Referral sources

3. Use of Information

We use your information to:

• Provide accurate loan calculations
• Improve our calculator functionality
• Analyze usage patterns
• Personalize user experience
• Send requested communications
• Display relevant advertisements

4. Data Storage and Security

We implement industry-standard security measures to protect your data:

• SSL encryption for all data transmission
• Regular security audits
• Limited access to personal information
• Secure data storage systems

5. Cookies and Tracking

5.1 What Are Cookies?

Cookies are small text files stored on your device that help us improve your experience. We use both session and persistent cookies.

5.2 Types of Cookies We Use

• Essential Cookies: Required for basic site functionality
• Analytics Cookies: Help us understand how visitors use our site
• Advertising Cookies: Used to deliver relevant advertisements
• Preference Cookies: Remember your settings and choices

5.3 Cookie Control

You can control cookies through your browser settings. However, disabling certain cookies may limit site functionality.

6. Third-Party Services

We use trusted third-party services for:

• Google Analytics for usage analysis
• Google AdSense for advertising
• Payment processors (if applicable)
• Email service providers

7. Your Rights

You have the right to:

• Access your personal data
• Correct inaccurate data
• Request data deletion
• Object to data processing
• Data portability
• Withdraw consent

8. Children's Privacy

Our service is not intended for children under 13. We do not knowingly collect information from children under 13.

9. Changes to Privacy Policy

We may update this policy periodically. We will notify you of any changes by posting the new policy on this page and updating the "last updated" date.